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Calculators

Buy-to-Let Calculator

See the maximum loan your proposed rent could support, based on a lender's rental coverage and stress rate.

Maximum loan amount

£192,000

Notional monthly stress payment

£880

Based on £1,100 monthly rent covering 125% of a notional interest-only payment at a 5.5% stress rate, this is the maximum loan a lender using these criteria would typically consider.

This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice based on your needs and circumstances.

For illustration only. Actual lender stress-test rates and required rental coverage vary significantly by lender, product and your tax position — we'll confirm the exact criteria that apply to you on a call.

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