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Calculators

First-Time Buyer Costs Calculator

Your deposit is rarely the only cost. Here's the fuller picture, so there are no surprises.

Survey level

Deposit

£28,000

Stamp Duty

£0

Legal fees

£1,200

Survey

£550

Moving costs

£800

Total upfront

£30,550

This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice based on your needs and circumstances.

Legal fees, survey costs and moving costs are editable estimates — actual costs vary by provider and location. Stamp Duty is calculated using standard England & Northern Ireland first-time buyer relief. For illustration only.

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